Fidelity Home Group | Over two-thirds of homeowners have at least 50% equity or own their home

Written by Clearwater Mortgage Syndicated User on October 24, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Mortgage Clearwater.

Over two-thirds of homeowners have at least 50% equity or own their home free and clear. Over two-thirds of homeowners have at least 50% equity or own their home free and clear. If you want to find out how much you have, let’s chat! NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #homeequity Data Sources https://data.census.gov/table/ACSDT1Y2022.B25027?q=mortgage https://www.attomdata.com/news/market-trends/home-sales-prices/q2-2025-home-equity-and-underwater-report/

The Reason Homes Feel Like They Cost So Much (It’s Not What You Think)

Written by Clearwater Mortgage Syndicated User on October 24, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Buyers, Home Prices, Mortgage Clearwater.

Scroll through your feed and you’ll see plenty of finger-pointing about why homes cost so much. And according to a national survey, a lot of people believe big investors are to blame.Even though data shows that’s not true, nearly half of Americans surveyed (48%) think investors are the top reason housing feels so expensive (see graph below):But that theory doesn’t actually hold up once you look at the data.The Truth About InvestorsInvestors do play a role in the housing market, especially in certain areas. But they’re not buying up all the homes like so many people on social media...

Planning To Sell in 2026? Start the Prep Now

Written by Clearwater Mortgage Syndicated User on October 23, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Sellers, Mortgage Clearwater, Selling Tips.

You’ve got big plans for 2026. But what you do this year could be the difference between a smooth sale and a stressful one. If you’re thinking of selling next spring (the busiest season in real estate), the smartest move you can make is to start prepping now. As Realtor.com says:“If you’re aiming to sell in 2026, now is the time to start preparing, especially if you want to maximize the spring market’s higher buyer activity.” Because the reality is, from small repairs to touch-ups and decluttering, the earlier you start, the easier it’ll be when you’re ready to list. And, the better your...

Fidelity Home Group | What’s Really Happening with Home Prices Right Now?

Written by Clearwater Mortgage Syndicated User on October 21, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Mortgage Clearwater.

What’s Really Happening with Home Prices Right Now? What’s really happening with home prices right now? It all depends on where you live. Want the real story for your area? Let’s talk. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.resiclubanalytics.com/

Is the Housing Market Going To Crash? Here’s What Experts Say

Written by Clearwater Mortgage Syndicated User on October 21, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Economy, For Buyers, For Sellers, Forecasts, Home Prices, Mortgage Clearwater.

If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But here’s the simple truth.The data doesn’t point to a crash. It points to slow, continued growth.And sure, it’s going to vary by local area. Some markets will see prices rise more than others. And some may even see small, short-term declines. But the big picture is: home prices are expected to rise nationally, not fall, over the next 5 years.The Real Story Is in the Expert ForecastsIn the Home Price Expectations Survey (HPES) from Fannie Mae, each quarter over...

Fidelity Home Group | How Changing Rates Impact Your Monthly Payment

Written by Clearwater Mortgage Syndicated User on October 18, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Mortgage Clearwater.

How Changing Rates Impact Your Monthly Payment Even a small shift in mortgage rates can make a big difference in your monthly payment. Want to stay on top of rate changes and what they mean for your budget? Let’s connect. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.mortgagecalculator.net/

The $280 Shift in Affordability Every Homebuyer Should Know

Written by Clearwater Mortgage Syndicated User on October 17, 2025. Posted in Affordability, Buying Tips, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, First-Time Buyers, For Sellers, Mortgage Clearwater, Mortgage Rates, Move-Up.

If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that’s the 5th straight month where buying a home has started to get a little bit easier.Let’s break this down into real dollars, so you can see the difference this could make for you (and your move).Monthly Payments Are Coming DownOne of the clearest signs of this shift is in monthly payments. The latest data from Redfin shows mortgage payments on a median-priced home are now...

2026 Housing Market Outlook

Written by Clearwater Mortgage Syndicated User on October 16, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Buyers, For Sellers, Forecasts, Home Prices, Mortgage Clearwater, Mortgage Rates.

After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move – and that could open the door for you to do the same.More Homes Will SellWith all of the affordability challenges at play over the past few years, many would-be movers pressed pause. But that pause button isn’t going to last forever. There are always people who need to move. And experts think more of them will start to act in 2026 (see graph below):What’s behind the change? Two key factors: mortgage rates and home...

Fidelity Home Group | Almost Half of Sellers Are Making Concessions To Get Their House Sold

Written by Clearwater Mortgage Syndicated User on October 15, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Mortgage Clearwater.

Almost Half of Sellers Are Making Concessions To Get Their House Sold Almost half of sellers are making concessions right now to get their house sold. If you want to know which concessions are working for sellers in our market, reach out. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.redfin.com/news/home-seller-concessions-march-2025/

Why More Buyers Are Turning to New Construction This Year

Written by Clearwater Mortgage Syndicated User on October 14, 2025. Posted in Affordability, Buying Tips, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Buyers, Mortgage Clearwater, New Construction.

There’s a trend taking hold in real estate right now: more buyers are choosing newly built homes. And it’s not just about getting the latest technology or modern floorplans. It’s because they may be able to get a better deal.Builders are offering serious incentives today, and people are jumping on them. In fact, new home sales just hit their highest level in over two years (see graph below):Why Builders Are Throwing in PerksThere are more newly built homes for sale right now than there have been in years. And as a buyer, that can help you in two big ways. It gives you more options to choose...

Author: Clearwater Mortgage Syndicated User