RE Q&A: Are Jan. 31 Fireworks Legal in an HOA? Written by Clearwater Mortgage Syndicated User on December 21, 2020. Posted in Clearwater FL Mortgage. A new law, effective April 8, 2020, prevents an HOA from enforcing or adopting rules that ban fireworks on the Fourth of July, New Year’s Eve and New Year’s Day. #floridacondotels #floridacondotelmortgage #floridacondotelfinancing Previous Next