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Author: Clearwater FL Mortgage Syndicated User

Saint Leo University Hosts In-Person ‘Super Saturday’ Event for Incoming, Prospective Students

Saint Leo University rolled out the welcome mat today (July 17) for nearly 1,000 guests—new and prospective students and their families—at its admissions event, Super Saturday. Saint Leo University Hosts […] The post Saint Leo University Hosts In-Person ‘Super Saturday’ Event for Incoming, Prospective Students appeared first on NatureCoaster.com. NatureCoaster.com

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Florida Gov. Signs House Bill 3 and Announces $270M in Investments to Improve Student Literacy

FORT PIERCE, Fla. /Florida Newswire/ — On Thursday (July 22), Governor Ron DeSantis celebrated the signing of House Bill 3 and announced that Florida is investing $270 million in literacy initiatives throughout the state. On June 29, Governor DeSantis signed HB 3, creating the “New Worlds Reading Initiative,” Florida’s first statewide book distribution program. Through this new program, children in kindergarten through fifth grade who are reading below grade level are eligible to receive free, high-quality books delivered directly to their home. In addition to the New Worlds Reading Initiative,...

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Pop Quiz: Can You Define These Key Terms in Today’s Housing Market? [INFOGRAPHIC]

Some Highlights The language of buying and selling a home may sound scary at first, but knowing how key terms relate to today’s market can help you. For example, current low mortgage rates and higher wages positively impact affordability for buyers, while home price appreciation continues to grow home equity, which sellers can use to fuel a move up. Terms like appraisal (what lenders rely on to validate a home’s value) and contingencies (which buyers can minimize to make their offer stand out) directly impact the transaction. You don’t need to be fluent in the language of the market to buy...

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2021 ‘Two Good Soles’ Shoes & Socks Drive Underway

Pasco Government and Constitutional Offices’ annual drive helps local students 2021 ‘Two Good Soles’ Shoes & Socks Drive Underway Brighten a student’s future by giving them a step in the […] The post 2021 ‘Two Good Soles’ Shoes & Socks Drive Underway appeared first on NatureCoaster.com. NatureCoaster.com

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Today’s Real Estate Market Explained Through 4 Key Trends

As we move into the second half of the year, one thing is clear: the current real estate market is one for the record books. The exact mix of conditions we have today creates opportunities for both buyers and sellers. Here’s a look at four key components that are shaping this unprecedented market. A Shortage of Homes for Sale Earlier this year, the number of homes available for sale fell to an all-time low. In recent months, however, inventory levels are starting to trend up. The latest Monthly Housing Market Trends Report from realtor.com says: “In June, newly listed homes grew by 5.5% on...

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Remote Work Has Changed Our Home Needs. Is It Time for Your Home To Change, Too?

Over the past year, many homeowners realized what they need in a home is changing, especially with the rise in remote work. If you’re longing for a dedicated home office or a change in scenery, now may be the time to find the home that addresses your evolving needs. Working from Home Isn’t a Passing Fad Before the pandemic, only 21% of individuals worked from home. However, if you’ve recently discovered remote work is your new normal, you’re not alone. A survey of hiring managers conducted by Statista and Upwork projects 37.5% of U.S. workers will work remotely in some capacity over the next...

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Appointments Now Available for Assistance with Utility Bill Payments

Citrus County Housing Services has opened the Low-Income Home Energy Assistance Program (LIHEAP) Automated Appointment System. The new phone number is (424) 389-4290. Appointments Now Available for Assistance with Utility […] The post Appointments Now Available for Assistance with Utility Bill Payments appeared first on NatureCoaster.com. NatureCoaster.com

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3 Charts That Show This Isn’t a Housing Bubble

With home prices continuing to deliver double-digit increases, some are concerned we’re in a housing bubble like the one in 2006. However, a closer look at the market data indicates this is nothing like 2006 for three major reasons. 1. The housing market isn’t driven by risky mortgage loans. Back in 2006, nearly everyone could qualify for a loan. The Mortgage Credit Availability Index (MCAI) from the Mortgage Bankers’ Association is an indicator of the availability of mortgage money. The higher the index, the easier it is to obtain a mortgage. The MCAI more than doubled from 2004 (378) to 2006...

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What You Should Do Before Interest Rates Rise

In today’s real estate market, mortgage interest rates are near record lows. If you’ve been in your current home for several years and haven’t refinanced lately, there’s a good chance you have a mortgage with an interest rate higher than today’s average. Here are some options you should consider if you want to take advantage of today’s current low rates before they rise. Sell and Move Up (or Downsize) Many of today’s homeowners are rethinking what they need in a home and redefining what their dream home means. For some, continued remote work is bringing about the need for additional space....

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*Assumes 2.799% APR, 20% down payment, and conforming 30-year fixed rate first mortgage on a single family, primary residence. The monthly payment you enter includes only principal and interest. Additional required amounts such as taxes, insurance, home owner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Not all individuals will qualify for a mortgage loan based on the payment entered. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice.  **Posted APR is based on Mortgage Assumptions
 
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