Category: Home Prices

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Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.

Written by Clearwater Mortgage Syndicated User on October 6, 2026. Posted in Buying Tips, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Equity, First-Time Buyers, For Buyers, Forecasts, Home Prices, Mortgage Clearwater.

Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.A recent survey from Clever found 58% of Gen Z buyers are actually rooting for a crash, just so homeownership feels within reach.So, what do the forecasts actually say?Every quarter, Fannie Mae surveys more than 100 housing experts on where prices are headed. The newest results are in. And spoiler alert: they’re not calling for a crash – not even the pessimists.What the Newest Numbers Actually SayThe panel’s latest forecast has prices climbing every single year through at least...

The Housing Market Split in 2. Which Side Is Your House On?

Written by Clearwater Mortgage Syndicated User on September 9, 2026. Posted in Agent Value, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Sellers, Home Prices, Luxury / Vacation, Mortgage Clearwater, Selling Tips.

Ask a couple people how the housing market is doing and you’ll probably get a couple different answers. That’s because right now, the market runs on 2 very different tracks, split by price point.Knowing which track your house is on changes everything about your sale, from your asking price to how long you can expect to wait before an offer comes in. Here’s what you need to know.Home Sales Are Picking Up Speed at the Top of the MarketRates and buyer competition are shaping this market differently depending on price point. Look at recent sales data from the National Association of Realtors...

Why Buyers Shouldn’t Overlook a Fall Move

Written by Clearwater Mortgage Syndicated User on September 8, 2026. Posted in Affordability, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, First-Time Buyers, For Buyers, Home Prices, Inventory, Mortgage Clearwater, Mortgage Rates.

You’ve been waiting for something to change before you buy. It just might not be the thing you expected…While everyone’s paying attention to mortgage rates, only the savviest buyers know that the changing season can start tipping things in their favor. Because every fall, buyers tend to get more to choose from, better prices, and more room to negotiate. And that’s why Hannah Jones, Senior Economist at Realtor.com, says:“We always see that the best time to buy window usually falls in the early fall around October.”And that’s exactly why, if you’ve been waiting for a better moment...

Think New Homes Cost More? Not Right Now.

Written by Clearwater Mortgage Syndicated User on September 8, 2026. Posted in Affordability, Agent Value, Buying Tips, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Buyers, Home Prices, Mortgage Clearwater, New Construction.

Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards. Newly built homes are more affordable than existing ones in a lot of markets. And that’s because builders are cutting prices and stacking on incentives to try to keep their inventory moving.Here’s why that’s really important for any would-be homebuyer to know.Newly Built Homes Are the Better Deal Right NowAccording to the latest data from the Census and the National Association of Realtors (NAR), a newly built home now typically costs about $40,000 less than an existing one (see...

Sellers Are Cutting Prices To Meet Buyers Where They’re At

Written by Clearwater Mortgage Syndicated User on August 27, 2026. Posted in Affordability, Buying Tips, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Buyers, Home Prices, Mortgage Clearwater.

You’re scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app. Because even if you love the house, the numbers feel impossible. But here’s the thing.Nationally, there are more homes sitting on the market than there are people out there looking. And when sellers need buyers more than buyers need sellers, that shows up in the price.Lower asking prices. More price cuts. And homes priced for what buyers can actually afford – not what sellers hope someone might pay.And it may be enough to...

Worried About a Housing Crash? The Numbers Tell a Calmer Story.

Written by Clearwater Mortgage Syndicated User on August 27, 2026. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Buyers, For Sellers, Home Prices, Inventory, Mortgage Clearwater, Mortgage Rates.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.So, it’s understandable if you’ve been putting off buying or selling a home until things settle down. But you may be waiting on something that’s already happened. While everything else has felt shaky, the housing market has become one of the steadiest things out there. Look at the data.Home Prices Have Leveled OutAfter years of fast increases, data from the National Association of Realtors (NAR) shows home...

Home Price Growth Slowed Down. That May Be Changing.

Written by Clearwater Mortgage Syndicated User on August 3, 2026. Posted in Buying Tips, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Buyers, For Sellers, Home Prices, Mortgage Clearwater, Selling Tips.

After more than a year of headlines talking about how home prices are going to crash, the latest data shows that price growth may be starting to pick back up again. And depending on whether you’re buying or selling, that shift means something different for you.The Numbers May Be Starting To TurnFor the past couple of years, home price growth has been moderating – cooling from around 7% in mid-2024, according to Redfin (see graph below). But look at the right side of that graph. The pace of that growth appears to have hit its low point and started to turn.While a couple months of data...

Selling a Luxury House? Here’s Why Now Is a Good Time

Written by Clearwater Mortgage Syndicated User on July 28, 2026. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Sellers, Home Prices, Luxury / Vacation, Mortgage Clearwater, Selling Tips.

If you own a luxury house, you’re in a stronger spot than most sellers right now. While much of the market has cooled, the high-end tier hasn’t. Sale prices and buyer demand are both up. So if you’re considering selling, now could be a great time to make your move.Luxury Is Leading on PriceLet’s start with prices. But before we get into it – what actually counts as a luxury home? Generally, these are homes in the top 5% price range for the area, so it varies depending on where you live.But what’s interesting is that according to the latest data from Redfin, sale prices for...

More Homes, Better Prices: A Buyer’s Summer

Written by Clearwater Mortgage Syndicated User on July 20, 2026. Posted in Buying Tips, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, First-Time Buyers, For Buyers, Home Prices, Inventory, Mortgage Clearwater.

If you’ve thought about buying a home in the past few years, you may have run into two frustrations: asking prices that kept climbing and too few homes to choose from.In many places, both sticking points are letting up this summer, with lower asking prices and more homes for sale. Let’s look at the trends, and what they mean for your search.Sellers Are Pricing To Attract BuyersAccording to Realtor.com, the national median asking price was $430,000 in June, nearly $11,000 under what it was the year before (see graph below):That’s the eighth month in a row that the typical asking price has...

3 Things That Are Not Going To Happen in Today’s Housing Market

Written by Clearwater Mortgage Syndicated User on April 24, 2026. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Buyers, Home Prices, Inventory, Mortgage Clearwater, Mortgage Rates.

There’s a lot of uncertainty right now and that’s leading to some dramatic headlines. And if you’re thinking about buying a home, that can make you feel a little less sure about your decision.A recent study by CNBC asked homebuyers what they’re most worried about, and three themes kept coming up again and again:Mortgage ratesThe number of homes for saleHome pricesBut a lot of what you may be hearing on those is based more on misconceptions. Not facts. So, let’s break it down and separate fact from fiction.Misconception #1: “I’ll Just Wait, Because Mortgage Rates Are Going To Fall...