The Truth About Where Home Prices Are Heading

Written by Clearwater Mortgage Syndicated User on July 11, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Buyers, For Sellers, Forecasts, Home Prices, Mortgage Clearwater.

There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the full story. Here’s what’s actually happening, and what the experts project for home prices over the next 5 years. And spoiler alert – it’s not a crash.Yes, in some local markets, prices are flattening or even dipping slightly this year as more homes hit the market. That’s normal with rising inventory. But the bigger picture is what really matters, and it’s far less dramatic than what the doom-and-gloom headlines suggest. Here’s why.Over 100 leading housing market experts...

Selling and Buying at the Same Time? Here’s What You Need To Know

Written by Clearwater Mortgage Syndicated User on July 10, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Equity, For Buyers, For Sellers, Inventory, Mortgage Clearwater.

If you’re a homeowner planning to move, you’re probably wondering what the process is going to look like and what you should tackle first:Is it better to start by finding your next home? Or should you sell your current house before you go out looking? Ultimately, what’s right for you depends on a lot of factors. And that’s where an agent’s experience can really help make your next step clear. They know your local market, the latest trends, and what’s working for other homeowners right now. And they’ll be able to make a recommendation based on their expertise and your needs.But...

Think No One’s Buying Homes Right Now? Think Again.

Written by Clearwater Mortgage Syndicated User on July 4, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Sellers, Mortgage Clearwater.

If you’ve seen headlines saying home sales are down compared to last year, you might be thinking – is it even a good time to sell? Here’s the thing. Sure, the pace of the market has cooled compared to the frenzy we saw just a few years ago, but that’s not a red flag. It’s a return to normal. And normal doesn’t mean nothing’s happening. Buyers are still out there – and homes are still selling.Why? Because real life doesn’t pause for perfect conditions. There are always people who need to buy – and this year is no exception. Buyers who are in the middle of a big change in their lives, a new...

Top 5 Reasons To Hire a Real Estate Agent When You Sell

Written by Clearwater Mortgage Syndicated User on July 2, 2025. Posted in Agent Value, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Sellers, Infographics, Mortgage Clearwater, Selling Tips.

Some HighlightsThe right agent doesn’t just list your house – they help you sell smarter, faster, and with fewer surprises.With an agent’s help, you’ll know what’s happening in your local market and how to price your house right. You’ll feel confident filling out complex legal documents and at the negotiation table. And that’s priceless.Connect with an agent so you have that expertise on your side.?

What Every Homeowner Needs To Know In Today’s Shifting Market

Written by Clearwater Mortgage Syndicated User on June 27, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Sellers, Home Prices, Mortgage Clearwater, Selling Tips.

Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound like it, this shift is actually a good thing.It’s what you should expect. It’s just that our expectations have been skewed by the intense seller’s market over the past few years.But what you need to remember is: there’s still plenty of opportunity to be had if you’re thinking about selling – whether that’s next month or next year. You just need to stay up to date on what’s happening in the market, and have a strategy that matches the moment. Here’s...

Think It’s Better To Wait for a Recession Before You Move? Think Again.

Written by Clearwater Mortgage Syndicated User on June 26, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Economy, For Buyers, For Sellers, Mortgage Clearwater.

Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move.A recent survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) shows 68% of people are delaying plans to buy or sell due to economic uncertainty.But it may not be for the reason you think. Not everyone is holding off because they’re worried. Some buyers are waiting because they’re hopeful. According to Realtor.com:“In 2025Q1, 3 in 10 (29.8% of) surveyed homebuyers said a...

Why More Sellers Are Choosing To Move, Even with Today’s Rates

Written by Clearwater Mortgage Syndicated User on June 19, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Sellers, Mortgage Clearwater, Mortgage Rates.

It’s hard to let go of a 3% mortgage rate. There’s no question about it. It’s the main reason why so many homeowners have delayed their move in recent years. But here’s something to consider.While your low rate might be ideal, it doesn’t make up being too cramped, having a staircase your knees can’t handle anymore, or being 1,000 miles from your family. And those real-life needs are pushing more sellers off the fence despite today’s rates.Data shows the share of homeowners with a mortgage rate below 3% is dropping as more people move. And, as a result, the share of homeowners taking on a...

Why Most Sellers Hire Real Estate Agents Today

Written by Clearwater Mortgage Syndicated User on June 17, 2025. Posted in Agent Value, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Sellers, Mortgage Clearwater.

Selling your house without an agent as a “For Sale by Owner” (FSBO) may be something you’ve considered. But you should know that, in today’s shifting market, more homeowners are deciding that’s just not worth the risk.According to the latest data from the National Association of Realtors (NAR), the number of homeowners selling without an agent has hit an all-time low (see graph below):And for the small number of homeowners who do decide to sell on their own, data shows they’re still not confident they’re making a good choice.A recent survey finds three out of every four homeowners who don’t...

You May Have Enough Equity To Downsize and Buy Your Next House in Cash

Written by Clearwater Mortgage Syndicated User on June 14, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Downsize, Equity, For Sellers, Infographics, Mortgage Clearwater, Senior Market.

Some HighlightsHave you been holding off on downsizing? If so, you should know your equity could make your move possible.Homeowners today have so much equity that a record number are buying their next house in all cash. And that has some big benefits like making their offer more appealing, potentially closing faster, and not having a mortgage payment.To find out how much equity you have in your current house, connect with a local agent. Because it may be enough to fuel your move.

Your House Didn’t Sell. Here’s What To Do Now.

Written by Clearwater Mortgage Syndicated User on June 13, 2025. Posted in Agent Value, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Sellers, Mortgage Clearwater, Selling Tips.

When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal. You put time, money, and emotional energy into this move. You told your friends and family it was happening. And now that your listing has expired without a buyer? You’re left feeling stuck, and maybe even a little embarrassed.And here’s what most agents won’t tell you. Over 70% of homeowners who re-list with a different agent sell their house. Re-list with the same agent? That stat drops to only 50%, according to the latest data from REDX. That’s like leaving the fate of your sale to a coin toss. And...

Category: For Sellers