Why Most Sellers Hire Real Estate Agents Today

Written by Clearwater Mortgage Syndicated User on June 17, 2025. Posted in Agent Value, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Sellers, Mortgage Clearwater.

Selling your house without an agent as a “For Sale by Owner” (FSBO) may be something you’ve considered. But you should know that, in today’s shifting market, more homeowners are deciding that’s just not worth the risk.According to the latest data from the National Association of Realtors (NAR), the number of homeowners selling without an agent has hit an all-time low (see graph below):And for the small number of homeowners who do decide to sell on their own, data shows they’re still not confident they’re making a good choice.A recent survey finds three out of every four homeowners who don’t...

Fidelity Home Group | Home Projects That Add the Most Value

Written by Clearwater Mortgage Syndicated User on June 14, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Mortgage Clearwater.

Home Projects That Add the Most Value Whether you’re planning to sell soon or not, it still pays to know which repairs are worth your time, money, and effort. And your agent has the information needed to help you narrow down your to-do list. To make sure you know which projects are actually worth it where we live, let’s connect. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #SellYourHouse #HomeRenovations Data Sources...

You May Have Enough Equity To Downsize and Buy Your Next House in Cash

Written by Clearwater Mortgage Syndicated User on June 14, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Downsize, Equity, For Sellers, Infographics, Mortgage Clearwater, Senior Market.

Some HighlightsHave you been holding off on downsizing? If so, you should know your equity could make your move possible.Homeowners today have so much equity that a record number are buying their next house in all cash. And that has some big benefits like making their offer more appealing, potentially closing faster, and not having a mortgage payment.To find out how much equity you have in your current house, connect with a local agent. Because it may be enough to fuel your move.

Your House Didn’t Sell. Here’s What To Do Now.

Written by Clearwater Mortgage Syndicated User on June 13, 2025. Posted in Agent Value, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Sellers, Mortgage Clearwater, Selling Tips.

When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal. You put time, money, and emotional energy into this move. You told your friends and family it was happening. And now that your listing has expired without a buyer? You’re left feeling stuck, and maybe even a little embarrassed.And here’s what most agents won’t tell you. Over 70% of homeowners who re-list with a different agent sell their house. Re-list with the same agent? That stat drops to only 50%, according to the latest data from REDX. That’s like leaving the fate of your sale to a coin toss. And...

Is Inventory Getting Back To Normal?

Written by Clearwater Mortgage Syndicated User on June 12, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Buyers, For Sellers, Inventory, Mortgage Clearwater.

After years of it feeling almost impossible to find a home you want to buy, things are changing for the better. Nationally, inventory is growing, and that gives you more options for your move. But here’s what you need to know. That level of growth is going to vary based on where you live. And that’s why you need an agent’s local market expertise.Here’s a quick rundown of the current inventory situation, so you know what’s happening and what to expect.Significant Growth Across the NationNationally, the number of homes for sale is rising – and that’s true in all regions of the country. That’s...

Fidelity Home Group | Real Estate Voted the Best Long-Term Investment

Written by Clearwater Mortgage Syndicated User on June 11, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Mortgage Clearwater.

Real Estate Voted the Best Long-Term Investment For the 12th year in a row, real estate has been named the best long-term investment. Let’s connect if you want to talk about the programs out there that can help you become a homeowner! NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #Homebuying #homeownership Data Sources https://news.gallup.com/poll/660161/stocks-fall-gold-rises-real-estate-best-investment.aspx...

The Five-Year Rule for Home Price Perspective

Written by Clearwater Mortgage Syndicated User on June 11, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, First-Time Buyers, For Buyers, Home Prices, Mortgage Clearwater.

Headlines are saying home prices are starting to dip in some markets. And if you’re beginning to second guess your plans based on what you’re hearing in the media, here’s what you need to know.It’s true that a few metros are seeing slight price drops. But don’t let that overshadow this simple truth. Home values almost always go up over time (see graph below):While everyone remembers what happened around the housing crash of 2008, that was the exception – not the rule. It hadn’t happened before, and hasn’t since. There were many market dynamics that were drastically different...

Buying Your First Home? FHA Loans Can Help

Written by Clearwater Mortgage Syndicated User on June 10, 2025. Posted in Affordability, Buying Tips, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, First-Time Buyers, For Buyers, Mortgage Clearwater, Mortgage Rates.

If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan.They’re designed to help you overcome some of the biggest financial hurdles in the homebuying process – and that’s why so many first-timers are using them to make their purchase.Whether you’re dreaming of ditching rent, planting roots, or just wanting a place that’s truly yours, an FHA home loan could be the path that...

Fidelity Home Group | Housing Market Forecasts for the Second Half of 2025

Written by Clearwater Mortgage Syndicated User on June 8, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Mortgage Clearwater.

Housing Market Forecasts for the Second Half of 2025 The latest 2025 forecasts show mortgage rates are projected to come down slightly and price growth will moderate. Want to know what this could mean for your plans? Contact us to discuss your options. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #HousingMarketForecasts #RealEstateNews

The Big Difference Between a Homeowner’s and a Renter’s Net Worth

Written by Clearwater Mortgage Syndicated User on June 7, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Infographics, Mortgage Clearwater.

Some HighlightsHomeownership is one of the best ways to build wealth in our country and it’s easy to see why.As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters.But you should only buy a home when you’re ready and able to do it. If you want to build a plan to get there, connect with a local agent.?

Category: Clearwater FL Mortgage