Fidelity Home Group | Why Your Home’s Asking Price Matters More Today

Written by Clearwater Mortgage Syndicated User on June 26, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Mortgage Clearwater.

Why Your Home’s Asking Price Matters More Today Now that there are more homes for sale, the number of price cuts is back at normal levels. Want a proven pricing strategy that works for today’s market? Let’s talk! NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany Data Sources: https://www.realtor.com/news/trends/home-sellers-unrealistic-overpriced-stale/ https://www.realtor.com/research/May-2025-data/ https://www.nar.realtor/sites/default/files/2025-02/consumer-guide-what-goes-into-pricing-your-home-2025-02-05.pdf

Think It’s Better To Wait for a Recession Before You Move? Think Again.

Written by Clearwater Mortgage Syndicated User on June 26, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Economy, For Buyers, For Sellers, Mortgage Clearwater.

Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move.A recent survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) shows 68% of people are delaying plans to buy or sell due to economic uncertainty.But it may not be for the reason you think. Not everyone is holding off because they’re worried. Some buyers are waiting because they’re hopeful. According to Realtor.com:“In 2025Q1, 3 in 10 (29.8% of) surveyed homebuyers said a...

Why Your Home’s Asking Price Matters More Today

Written by Clearwater Mortgage Syndicated User on June 25, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Infographics, Mortgage Clearwater.

Some HighlightsA growing number of homeowners are overestimating today’s market. ?And that’s why the number of sellers dropping their price is back at normal levels.?A lot of the time this is happening because they’re not paying attention to current conditions. The best way to avoid that mistake? Lean on the expertise of an agent.If you want a proven pricing strategy that works for today’s market, connect with a local agent.

Why Homeownership Is Going To Be Worth It

Written by Clearwater Mortgage Syndicated User on June 24, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, First-Time Buyers, For Buyers, Mortgage Clearwater, Rent vs. Buy.

Life can feel a bit unpredictable these days. What’s happening with inflation? The economy? The housing market? But in the middle of all that uncertainty, there’s one thing a lot of people still crave – a place to call their own.Because when everything else feels up in the air, home can be the thing that grounds you. As the experts at 1000WATT put it:“Homeownership isn’t primarily financial anymore. . . Across all demographics, emotional and lifestyle factors consistently outrank wealth-building as motivators.”Here’s what owning a home can mean for you, especially right now.Freedom To Make...

3 Reasons To Buy a Home This Summer

Written by Clearwater Mortgage Syndicated User on June 20, 2025. Posted in Buying Tips, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Buyers, Home Prices, Inventory, Mortgage Clearwater.

Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize:This summer might actually be the best time to buy in years. Here are three big reasons why.1. You Have More Negotiating Power After several years of sellers having all the leverage, things are starting to shift. Check out the graph below. It uses data from Redfin to show that right now, there are more sellers active in the market than buyers:Take a look at what happened back in 2021...

Why More Sellers Are Choosing To Move, Even with Today’s Rates

Written by Clearwater Mortgage Syndicated User on June 19, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Sellers, Mortgage Clearwater, Mortgage Rates.

It’s hard to let go of a 3% mortgage rate. There’s no question about it. It’s the main reason why so many homeowners have delayed their move in recent years. But here’s something to consider.While your low rate might be ideal, it doesn’t make up being too cramped, having a staircase your knees can’t handle anymore, or being 1,000 miles from your family. And those real-life needs are pushing more sellers off the fence despite today’s rates.Data shows the share of homeowners with a mortgage rate below 3% is dropping as more people move. And, as a result, the share of homeowners taking on a...

Fidelity Home Group | The Big Difference Between Homeowner and Renter Net Worth

Written by Clearwater Mortgage Syndicated User on June 18, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Mortgage Clearwater.

The Big Difference Between Homeowner and Renter Net Worth On average, a homeowner’s net worth is 40 times greater than a renter’s. That’s significant. You certainly don’t have to buy now. But let’s make a plan that fits your timeline so you can grow your net worth too. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #RentOrBuy #Homeownership Data Sources https://www.federalreserve.gov/publications/files/scf23.pdf

What You Really Need To Know About Down Payments

Written by Clearwater Mortgage Syndicated User on June 18, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Infographics, Mortgage Clearwater.

Some HighlightsThere’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive.And if you want to give your savings a boost, look into down payment assistance. Most first-time buyers qualify and the typical benefit is $17,000.To learn more about loan options or down payment assistance programs, connect with a trusted lender and check out downpaymentresource.com.

Why Most Sellers Hire Real Estate Agents Today

Written by Clearwater Mortgage Syndicated User on June 17, 2025. Posted in Agent Value, Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, For Sellers, Mortgage Clearwater.

Selling your house without an agent as a “For Sale by Owner” (FSBO) may be something you’ve considered. But you should know that, in today’s shifting market, more homeowners are deciding that’s just not worth the risk.According to the latest data from the National Association of Realtors (NAR), the number of homeowners selling without an agent has hit an all-time low (see graph below):And for the small number of homeowners who do decide to sell on their own, data shows they’re still not confident they’re making a good choice.A recent survey finds three out of every four homeowners who don’t...

Fidelity Home Group | Home Projects That Add the Most Value

Written by Clearwater Mortgage Syndicated User on June 14, 2025. Posted in Clearwater, Clearwater FL Mortgage, Clearwater Mortgage, Mortgage Clearwater.

Home Projects That Add the Most Value Whether you’re planning to sell soon or not, it still pays to know which repairs are worth your time, money, and effort. And your agent has the information needed to help you narrow down your to-do list. To make sure you know which projects are actually worth it where we live, let’s connect. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #SellYourHouse #HomeRenovations Data Sources...

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